Affordable Health Insurance in Natick, MA & Beyond
Find the Best Health Insurance Coverage for Your Needs
Being healthy is essential to enjoying a happy life. The best way to stay healthy is to keep up with preventive healthcare, including annual check-ups and screenings. Being enrolled in a health insurance plan ensures your preventive services are provided at no cost to you and gives you peace of mind that other healthcare services are at least partially covered. When you need affordable health insurance in the Natick, MA area, Connell & Curley Insurance Agency has you covered. You can rely on our expertise and extensive industry partnerships to pair you with the best health insurance coverage for your needs. Please reach out to our team today to get started with a health insurance quote!
What Is Health Insurance? Is It Required by Law?
Health insurance covers health and medical expenses, including routine and preventive care, emergency care, and treatment for chronic illnesses. Under the Massachusetts Healthcare Reform Law, Massachusetts residents over 18 who can afford personal health insurance must carry it or pay penalties through their annual tax returns. However, thanks to the Affordable Care Act, all Americans should have access to affordable health insurance. Many employers include health insurance as part of their benefits package upon hire. Retired and low-income individuals may qualify for assistance from Medicare or Medicaid, two government programs created to aid with healthcare costs. Some people may also qualify for health insurance subsidies based on their income level.
The Importance and Benefit of Having Health Insurance
No matter your age or background, it’s critical to have health insurance because it protects you from the unexpected. Even if you exercise and eat right, chances are you will require medical care at some point in your lifetime. Accidents and illnesses often happen when you least expect them. Most people do not have enough savings to cover emergency care on top of their other financial obligations. Therefore, having health insurance is in your best interest to help you avoid financial hardship should you become sick or injured. Most health insurance plans also cover preventive care costs to help keep you healthy and diagnose possible health risks early for the most effective treatment.
How Health Individual Insurance Plans Work
Whether you have an individual or family health insurance plan, you must pay a monthly premium for your coverage. You’re also usually responsible for paying copays and deductibles, which are out-of-pocket expenses paid to healthcare providers for services before your insurance company covers the rest. Many health insurance companies have preferred networks or specific physicians and healthcare facilities they’ve contracted to cover in your area. Seeing someone outside of their network may result in additional out-of-pocket expenses. Before you can receive them, certain procedures, medications, and healthcare equipment may require preauthorization (approval from your insurance company). However, when you’re enrolled in a health insurance plan, you should pay less for office visits, treatments, and medications than if you didn’t have insurance coverage.
Range of Health Insurance Plans Provided by Connell & Curley
At Connell & Curley Insurance Agency, we customize our insurance services to your needs. Our health insurance plans can be tailored to include any of the following for your protection and peace of mind:
- Medical Health Insurance – Medical health insurance helps you cover the costs of anything from annual doctor visits to inpatient and outpatient hospital care, prescription drugs, and mental health services. If you’re a small business owner, our medical health insurance specialists can also assist you with a group medical insurance quote for yourself and your employees!
- Dental Insurance – Dental insurance helps you cover the costs of everything from preventive check-ups and cleanings to fillings, crowns, root canals, tooth extractions, and oral surgeries. Now that’s something to smile about, knowing that your oral health is being monitored.
- Disability Insurance – If you’re ever unable to work due to an accident or illness, disability insurance affords you protection under the law. Disability insurance can help you pay medical bills and other financial obligations to help you and your family get through a dire situation.
Why Choose Connell & Curley Insurance Agency?
Founded in 1965, Connell & Curley Insurance Agency has nearly 60 years of experience in the insurance industry to offer you superior products and services. We’re proud to be among the premier insurance providers in Massachusetts’ MetroWest region, with licensed, knowledgeable professionals dedicated to helping you find the best health insurance. We’re a local insurance company serving local clients but with a national touch. Our company has scoured the industry to partner with top-tier insurance carriers to help you protect what matters most to you at every stage of your life.
We’ll work with you every step of the way to ensure you get the insurance coverage that best suits your budget and lifestyle. You have many local health insurance companies to choose from, but we’re well-versed with state requirements to ensure you make informed decisions compliant with federal and state laws. Talk to one of our insurance specialists today to personalize your health insurance coverage and more. You can rely on us for all your insurance needs, including:
Contact Us for an Affordable Health Insurance Quote
According to the Centers for Disease Control and Prevention, millions of Americans under 65 are uninsured. Don’t become another statistic. Your health is too precious to ignore. Connell & Curley Insurance Agency specializes in comprehensive health insurance packages for today’s modern consumers. When you need health insurance in Natick or a surrounding community, we have you covered. Contact us today to learn more or request a quote from our friendly insurance professionals!